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If you are struck by a motorist in B.C. who does not have any insurance, then you are still entitled to make an ICBC injury claim. Pursuant to Section 20 of the Insurance (Vehicle) Act, there is a $200,000 limit for anyone in B.C. injured by an uninsured motorist, even if you do not own or insure a vehicle. If you have Underinsured Motorist Protection, this may apply to your situation if the amount of your damages exceeds $200,000.
If you were injured by an uninsured motorist outside of B.C., the amount you are covered for can vary, depending on the jurisdiction where you were injured.
If you reside outside of B.C., and you were injured by an insured motorist in B.C., then, pursuant to Section 20(18), your compensation is limited to what a B.C. resident could recover under the same circumstances from a similar fund in the jurisdiction in which you reside.
Please contact Veale Law for a free consultation if you are faced with a situation where the at-fault motorist is uninsured.